Critical Illness Cover

Critical illness cover provides a cash sum if the life assured is diagnosed with a critical illness and survives fourteen days. 

A very high proportion of people who suffer from such problems as cancer survive for many years after diagnosis, a critical illness payment can make all the difference particularly if this is used to pay off a mortgage. The specific illnesses that potentially would pay out on diagnosis are heart attacks, strokes, kidney failure, cancer, multiple sclerosis, major organ transport and coronary artery by-pass surgery.  

A serious illness such as these inevitably would involve a radical lifestyle change, therefore the cost of a mortgage payment or other similar debts combined with general family expenses could be met alleviating the pressure and burden on the claimant. In turn this would then improve the quality of life under such circumstances.

Statistically you are more likely to be diagnosed with a critical illness than die before the age of 65, both male and female. 

We would be pleased to provide you with a critical illness quotation or you can contact us to request further information.